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  <!-- State landing pages -->
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    <loc>https://www.betterchoiceins.com/illinois-insurance.html</loc>
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  <!-- IL city landing pages -->
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  <!-- TX city landing pages -->
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    <loc>https://www.betterchoiceins.com/insurance/austin-tx.html</loc>
    <lastmod>2026-05-19</lastmod>
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    <priority>0.8</priority>
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  <!-- MN city landing pages -->
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    <lastmod>2026-05-19</lastmod>
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    <priority>0.8</priority>
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    <lastmod>2026-05-19</lastmod>
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    <lastmod>2026-05-19</lastmod>
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    <priority>0.8</priority>
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  <!-- IN city landing pages -->
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    <lastmod>2026-05-19</lastmod>
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    <priority>0.8</priority>
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    <priority>0.8</priority>
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    <priority>0.8</priority>
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    <priority>0.8</priority>
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    <loc>https://www.betterchoiceins.com/insurance/south-bend-in.html</loc>
    <lastmod>2026-05-19</lastmod>
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    <priority>0.8</priority>
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  <!-- Carrier pages -->
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    <loc>https://www.betterchoiceins.com/carriers/</loc>
    <lastmod>2026-05-19</lastmod>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/progressive.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/liberty-mutual.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
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  <url>
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    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/clearcover.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/branch.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/gainsco.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/bamboo.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/orion-180.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/universal-property.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/geico.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/bristol-west.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/hagerty.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/foremost.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/openly.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/american-modern.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/hippo.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/steadily.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/neptune-flood.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/integrity.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/covertree.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/next-insurance.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Blog posts: Carrier spotlights -->
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-travelers.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-progressive.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-liberty-mutual.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-grange.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-national-general.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-clearcover.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-branch.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-gainsco.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-bamboo.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-orion-180.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-universal-property.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Blog posts: Comparisons and guides -->
  <url>
    <loc>https://www.betterchoiceins.com/blog/better-choice-vs-state-farm.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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