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    <lastmod>2026-05-19</lastmod>
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    <loc>https://www.betterchoiceins.com/rv-insurance</loc>
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    <lastmod>2026-05-19</lastmod>
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  <!-- State landing pages -->
  <url>
    <loc>https://www.betterchoiceins.com/illinois-insurance</loc>
    <lastmod>2026-05-19</lastmod>
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    <lastmod>2026-05-19</lastmod>
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    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
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  <!-- IL city landing pages -->
  <url>
    <loc>https://www.betterchoiceins.com/insurance/aurora-il</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
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    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
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    <lastmod>2026-05-19</lastmod>
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    <loc>https://www.betterchoiceins.com/insurance/oswego-il</loc>
    <lastmod>2026-05-19</lastmod>
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    <lastmod>2026-05-19</lastmod>
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    <priority>0.8</priority>
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  <url>
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    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <!-- TX city landing pages -->
  <url>
    <loc>https://www.betterchoiceins.com/insurance/austin-tx</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
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    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/insurance/fort-worth-tx</loc>
    <lastmod>2026-05-19</lastmod>
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    <priority>0.8</priority>
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  <url>
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    <lastmod>2026-05-19</lastmod>
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    <priority>0.8</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/insurance/san-antonio-tx</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <!-- MN city landing pages -->
  <url>
    <loc>https://www.betterchoiceins.com/insurance/bloomington-mn</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/insurance/minneapolis-mn</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/insurance/plymouth-mn</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/insurance/rochester-mn</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/insurance/st-paul-mn</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <!-- IN city landing pages -->
  <url>
    <loc>https://www.betterchoiceins.com/insurance/carmel-in</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/insurance/fishers-in</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/insurance/fort-wayne-in</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/insurance/indianapolis-in</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/insurance/south-bend-in</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <!-- Carrier pages -->
  <url>
    <loc>https://www.betterchoiceins.com/carriers/</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/travelers</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/progressive</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/liberty-mutual</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/grange</loc>
    <lastmod>2026-05-19</lastmod>
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    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/national-general</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/clearcover</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/branch</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/gainsco</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/bamboo</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/orion-180</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.betterchoiceins.com/carriers/universal-property</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/geico</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/bristol-west</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/hagerty</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/foremost</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/openly</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/american-modern</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/hippo</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/steadily</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/neptune-flood</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/integrity</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/covertree</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/carriers/next-insurance</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Blog posts: Carrier spotlights -->
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-travelers</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-progressive</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-liberty-mutual</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-grange</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-national-general</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-clearcover</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-branch</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-gainsco</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-bamboo</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-orion-180</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/why-we-love-universal-property</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Blog posts: Comparisons and guides -->
  <url>
    <loc>https://www.betterchoiceins.com/blog/better-choice-vs-state-farm</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/better-choice-vs-allstate</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.betterchoiceins.com/blog/flood-insurance-illinois</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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