Who Is biBerk?
biBerk (biBerk Business Insurance) is a small-business insurance company and part of Berkshire Hathaway, founded in 2015 and based in Omaha, Nebraska. It was created to make buying small-business coverage faster and less expensive by letting owners quote and buy policies directly online. Its policies are underwritten by Berkshire Hathaway insurance subsidiaries that carry A++ financial-strength ratings from A.M. Best. biBerk offers a full range of commercial lines, including general liability, professional liability, workers’ compensation, commercial auto, umbrella, and Business Owners Policies.
biBerk is best known for its direct-to-customer model, which removes intermediaries to help keep premiums competitive for budget-conscious small businesses. For clients of Better Choice Insurance Group, biBerk represents the financial strength and claims-paying reputation of the Berkshire Hathaway family of companies. We help small-business owners understand where a streamlined carrier like biBerk fits and compare it against the rest of our panel so they get dependable coverage at a fair price.
What They’re Known For
- Berkshire Hathaway Backing: Policies are underwritten by A++ (A.M. Best) rated Berkshire Hathaway insurance companies.
- Direct Online Model: Sells small-business coverage directly online, which can help lower costs versus traditional channels.
- Broad Commercial Lines: Offers general liability, professional liability, workers’ comp, commercial auto, umbrella, and BOP.
- Small-Business Focus: Built specifically to make buying coverage simple for small business owners.
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Where We Write biBerk Insurance
Better Choice Insurance Group offers biBerk coverage to clients across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington