Who Is Elephant?
Elephant Insurance is a consumer-focused auto insurance company headquartered in Richmond, Virginia. Launched in 2009, it operated for years as the U.S. arm of the U.K.’s Admiral Group before that ownership stake was sold to the private investment firm J.C. Flowers & Co., a transaction completed at the end of 2025. Elephant is best known for competitively priced car insurance sold directly to drivers, and it currently writes coverage in a focused set of states including Virginia, Texas, Illinois, and Maryland. The company also offers home, renters, and life insurance through partner carriers.
Elephant appeals to value-minded drivers who want straightforward, affordable auto coverage and convenient online and phone service. For Better Choice Insurance Group clients in the states Elephant serves, it can be a strong option to compare against our other auto markets. As an independent agency, we line Elephant’s rates up against 22+ carriers so you can see how its pricing and coverage stack up before you buy.
What They’re Known For
- Affordable Auto: Focuses on competitively priced car insurance for everyday drivers.
- Direct Digital Service: Offers online quoting, policy management, and 24/7 online claims filing.
- Bundling Options: Provides home, renters, and life coverage through partner carriers alongside auto.
- Established Roots: Founded in 2009 and built on the U.K. Admiral Group’s direct-auto model.
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Where We Write Elephant Insurance
Better Choice Insurance Group offers Elephant coverage to clients across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington