Who Is Hiscox?
Hiscox is a specialist insurer with origins dating to 1901, part of Hiscox Ltd, a Bermuda-based group listed on the London Stock Exchange. Its U.S. arm, Hiscox USA, is headquartered in Atlanta and focuses squarely on insuring small businesses, freelancers, and professionals. Coverage is underwritten through Hiscox Insurance Company Inc., which carries an A (Excellent) financial-strength rating from AM Best. The company is well known for fast, tailored small-business policies available both online and through agents.
Hiscox pairs a strong small-business focus with a straightforward, tech-forward quoting experience, which fits the independent-agency clients Better Choice Insurance Group serves. Whether a client is a consultant needing professional liability, a contractor needing general liability, or a growing firm building a business owner's policy, Hiscox offers coverage tailored to more than 350 professions. Its flexible, customizable policies make it a strong option for the smaller commercial accounts we place every day.
What They’re Known For
- Small Business Insurance: General liability and business owner's policies designed for 350+ professions and industries.
- Professional Liability (E&O): A core Hiscox specialty covering consultants, contractors, and service professionals.
- Cyber & Data Breach: Standalone cyber coverage that protects small businesses against data breaches and cyberattacks.
- Flexible, Customizable Policies: Coverage that can be tailored and paid monthly, built for the way small businesses actually operate.
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Where We Write Hiscox Insurance
Better Choice Insurance Group offers Hiscox coverage to clients across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington