Who Is Pacific Specialty?
Pacific Specialty Insurance Company (PSIC) is a specialty personal-lines property insurer and part of the McGraw Insurance Services group. The company focuses on residential property coverage that is often difficult to place with standard carriers, including homeowners, dwelling fire, vacant and seasonal homes, condos, renters, mobile homes, and earthquake. It writes across multiple states and distributes exclusively through independent agents.
Because Pacific Specialty concentrates on niche and non-standard property risks, it is a valuable market for clients whose homes fall outside a preferred carrier's guidelines — older homes, rentals, seasonal or vacant dwellings, and earthquake-exposed properties. Better Choice Insurance Group places clients with Pacific Specialty when standard homeowners markets decline the risk or when a specialty product is simply the better fit.
What They’re Known For
- Specialty Property: Focuses on homeowners, dwelling fire, and hard-to-place residential property.
- Non-Standard Homes: Covers vacant, seasonal, older, and mobile homes that standard carriers often avoid.
- Earthquake Coverage: Offers standalone earthquake insurance in earthquake-exposed states.
- Independent Agents Only: Distributes its products exclusively through independent insurance agencies.
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Where We Write Pacific Specialty Insurance
Better Choice Insurance Group offers Pacific Specialty coverage to clients across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington