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Palomar Specialty Insurance

A specialty insurer focused on catastrophe-exposed risks — earthquake, flood, wind, and more — for homes and businesses.

Who Is Palomar?

Palomar is an innovative specialty insurer founded in 2014 and headquartered in La Jolla, California. A subsidiary of publicly traded Palomar Holdings, Inc. (NASDAQ: PLMR), the company focuses on catastrophe-exposed property and specialty lines, including residential and commercial earthquake, flood, hurricane and wind, inland marine, casualty, crop, and surety. It carries an “A (Excellent)” financial-strength rating from AM Best.

Palomar's specialty focus makes it a strong market for coverage that standard carriers often exclude or limit, particularly earthquake and other catastrophe-exposed property. Better Choice Insurance Group partners with Palomar to give clients access to standalone earthquake and specialty catastrophe coverage that fills the gaps a typical homeowners policy leaves open.

What They’re Known For

  • Catastrophe Specialist: Focuses on earthquake, flood, wind, and other catastrophe-exposed risks.
  • Standalone Earthquake: A leading market for both residential and commercial earthquake coverage.
  • A-Rated (AM Best): Holds an “A (Excellent)” financial-strength rating from AM Best.
  • Publicly Traded: Operates as a subsidiary of Palomar Holdings, Inc. (NASDAQ: PLMR).

Quick Links

🌐 Visit Palomar Website 📋 Claims: (844) 560-7401 📞 Customer Service: (619) 567-5290 🔑 Policyholder Login

Where We Write Palomar Insurance

Better Choice Insurance Group offers Palomar coverage to clients across our service areas:

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See How Palomar Compares Across 22+ Carriers

Get a free, no-obligation quote from Better Choice Insurance Group. We compare Palomar alongside our full carrier panel to find you the best coverage at the best price.