Who Is Palomar?
Palomar is an innovative specialty insurer founded in 2014 and headquartered in La Jolla, California. A subsidiary of publicly traded Palomar Holdings, Inc. (NASDAQ: PLMR), the company focuses on catastrophe-exposed property and specialty lines, including residential and commercial earthquake, flood, hurricane and wind, inland marine, casualty, crop, and surety. It carries an “A (Excellent)” financial-strength rating from AM Best.
Palomar's specialty focus makes it a strong market for coverage that standard carriers often exclude or limit, particularly earthquake and other catastrophe-exposed property. Better Choice Insurance Group partners with Palomar to give clients access to standalone earthquake and specialty catastrophe coverage that fills the gaps a typical homeowners policy leaves open.
What They’re Known For
- Catastrophe Specialist: Focuses on earthquake, flood, wind, and other catastrophe-exposed risks.
- Standalone Earthquake: A leading market for both residential and commercial earthquake coverage.
- A-Rated (AM Best): Holds an “A (Excellent)” financial-strength rating from AM Best.
- Publicly Traded: Operates as a subsidiary of Palomar Holdings, Inc. (NASDAQ: PLMR).
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Where We Write Palomar Insurance
Better Choice Insurance Group offers Palomar coverage to clients across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington
Frequently Asked Questions
Does Better Choice Insurance Group offer Palomar insurance?
Yes. Better Choice Insurance Group is an independent insurance agency that offers Palomar policies and compares them against 22+ carriers to find you the best coverage at the best price. Call (847) 908-5665 for a free quote.
Where can I get Palomar insurance through Better Choice Insurance Group?
Carrier availability depends on your state, ZIP code and the details of your home or vehicle. Request a free quote online or call (847) 908-5665, and we'll confirm whether Palomar can write your policy and compare it with the rest of our carrier panel.