Who Is Progressive?
Progressive Corporation is one of the largest auto insurance providers in the United States, serving over 27 million policies. Headquartered in Mayfield Village, Ohio, Progressive writes auto, home, renters, condo, boat, motorcycle, RV, and commercial insurance across all 50 states. They are widely recognized for their competitive pricing, innovative technology, and customer-first approach to insurance.
As an independent agency, Better Choice Insurance Group partners with Progressive because they consistently deliver competitive rates for a wide range of driver profiles — especially for customers who have been overpaying elsewhere.
History & Heritage
Progressive was founded in 1937 by Joseph Lewis and Jack Green in Cleveland, Ohio, as Progressive Mutual Insurance Company. From the beginning, the company set out to provide automobile owners with security and peace of mind at a fair price. Over the decades, Progressive earned a reputation as an industry pioneer.
In 1956, Progressive became one of the first insurers to offer coverage to high-risk drivers — a market that most carriers avoided. This willingness to insure underserved markets became a hallmark of the company. In the 1990s, Progressive became the first major auto insurer to launch a website, and in 1997, they introduced the ability to buy a policy online — years before most competitors followed suit.
Progressive introduced the Snapshot telematics program in 2010, letting customers earn discounts based on their actual driving behavior. Their Name Your Price tool, launched alongside the iconic Flo advertising campaign, gave shoppers a new way to find coverage that fits their budget. Today, Progressive is the third-largest auto insurer in the country and continues to push the industry forward with technology and competitive pricing.
What Progressive Is Known For
Competitive Auto Insurance Rates
Progressive is one of the most price-competitive auto insurers in the market. Their pricing algorithms are sophisticated, which means they often find savings for drivers that other carriers miss — particularly for younger drivers, multi-car households, and drivers with less-than-perfect records.
Snapshot Usage-Based Insurance
Progressive's Snapshot program monitors driving habits like hard braking, time of day, and mileage through a mobile app or plug-in device. Safe drivers can earn significant discounts — and you will never be penalized for trying the program.
Name Your Price Tool
This unique shopping tool lets you enter your budget and see which coverage options fit within it. It is a transparent way to understand the trade-offs between price and coverage.
Bundling Options
Progressive offers multi-policy discounts when you bundle auto with home, renters, condo, or other lines of coverage. Through their HomeQuote Explorer program, they can also connect customers with partner carriers for home insurance, creating a seamless bundling experience.
Fast, Digital Claims Process
Progressive's claims process is highly rated, with 24/7 online and app-based filing, a network of service centers, and features like photo-based estimates that speed up resolution.
Why We Partner With Progressive
At Better Choice Insurance Group, we include Progressive in our carrier panel because they give us a competitive edge when quoting auto insurance. For many of our clients — especially those coming from captive agents or direct carriers — Progressive delivers lower premiums without sacrificing coverage quality.
Progressive's technology makes our job easier, too. Their quoting platform is fast and accurate, which means we can get you a rate quickly and bind your policy the same day. Their claims process is among the smoothest in the industry, so when something goes wrong, our clients get taken care of promptly.
We also appreciate that Progressive is willing to write business that some carriers will not touch. If you have a ticket on your record, a lapse in coverage, or a unique vehicle, Progressive is often the carrier that comes through with a reasonable rate.
AM Best Rating: A+ (Superior)
Progressive holds an A+ (Superior) rating from AM Best, the leading insurance industry rating agency. This rating reflects Progressive's exceptional financial strength and their ability to meet ongoing obligations to policyholders. You can be confident that Progressive will be there when you need them.
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Where We Write Progressive Insurance
Better Choice Insurance Group offers Progressive Insurance policies to homeowners and drivers across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington