Who Is Sola?
Sola is an insurtech managing general agency (MGA) that offers parametric wind, hail, and tornado insurance for homeowners. Rather than relying on a traditional adjuster inspection, Sola uses a parametric model: payouts are triggered by objective weather data, such as verified National Weather Service readings confirming a qualifying storm at the property’s location. Because the policy is data-triggered, claims are settled quickly — typically within about 7 to 10 days by direct deposit — and the Sola policy carries no deductible. Its products are backed by established carrier and Lloyd’s market capacity.
Sola is designed as a supplemental policy that sits alongside a standard homeowners policy. A typical home policy covers wind and hail damage but comes with a deductible the homeowner must pay first; Sola is built to help cover that deductible and other out-of-pocket costs after a severe storm. For clients in storm-prone areas, Better Choice Insurance Group can pair a primary homeowners policy with a Sola parametric policy to reduce the financial sting of a wind or hail event and get cash in hand quickly.
What They’re Known For
- Parametric Payouts: Sola uses objective weather data to trigger payouts instead of a traditional adjuster inspection.
- Wind, Hail & Tornado: Coverage is focused on severe convective storm events including wind, hail, and tornadoes.
- Fast, No-Deductible Claims: The policy has no deductible and typically pays out within roughly 7 to 10 days by direct deposit.
- Deductible Protection: Sola works as a supplement to a standard homeowners policy, helping cover the storm deductible and out-of-pocket costs.
Quick Links
Where We Write Sola Insurance
Better Choice Insurance Group offers Sola coverage to clients across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington
Frequently Asked Questions
Does Better Choice Insurance Group offer Sola insurance?
Yes. Better Choice Insurance Group is an independent insurance agency that offers Sola policies and compares them against 22+ carriers to find you the best coverage at the best price. Call (847) 908-5665 for a free quote.
Where can I get Sola insurance through Better Choice Insurance Group?
Carrier availability depends on your state, ZIP code and the details of your home or vehicle. Request a free quote online or call (847) 908-5665, and we'll confirm whether Sola can write your policy and compare it with the rest of our carrier panel.