Who Is Titan Flood?
Titan Flood is a technology-driven managing general agency (MGA) based in Tampa, Florida, that offers private residential flood insurance. Launched in 2023 by Stephanie Lee, a co-founder of Neptune Flood, and backed by a strategic investment from K2 Insurance Services, Titan Flood uses predictive modeling and algorithmic underwriting to price flood risk. Its policies are underwritten by Nationwide E&S/Specialty as a non-admitted (surplus lines) product.
Rather than a traditional carrier, Titan Flood is a quoting-and-binding platform that lets independent agents assess a property's flood risk and issue a customized private flood policy in minutes. Better Choice Insurance Group uses Titan Flood as a private-market alternative to the NFIP, which for the right homes can offer higher limits, broader coverage, and competitive pricing.
What They’re Known For
- Private Flood MGA: Titan Flood is a managing general agency, not a direct insurance carrier.
- Nationwide-Backed: Its policies are underwritten by Nationwide E&S/Specialty as a surplus-lines product.
- Instant Online Quoting: Algorithmic underwriting lets agents quote and bind flood coverage in minutes.
- NFIP Alternative: Offers private flood limits and coverage that can exceed standard NFIP policies.
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Where We Write Titan Flood Insurance
Better Choice Insurance Group offers Titan Flood coverage to clients across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington