Who Is Unique Insurance?
Unique Insurance Company is a specialty auto insurer headquartered in Niles, Illinois, and part of the Producers National Corporation family of companies. Founded more than 25 years ago, it started by writing non-standard personal automobile insurance exclusively in Illinois and has since expanded to additional states including Florida, Georgia, Indiana, New Mexico, Tennessee, and Utah. Beyond non-standard personal auto, Unique offers light commercial auto, manufactured-home, and commercial truck coverage. Its focus is protecting drivers’ most valued assets at a fair and affordable price.
Unique specializes in coverage for drivers who are considered high-risk or who have had trouble getting insured in the past — for example, those with lapses, violations, or limited prior coverage. That makes it a valuable market for Better Choice Insurance Group clients who don’t fit a standard carrier’s box but still need reliable, state-compliant auto insurance. As an independent agency, we can place hard-to-write auto risks with Unique and compare the price against our broader panel.
What They’re Known For
- Non-Standard Auto: Specializes in coverage for high-risk drivers who don’t qualify for standard carriers.
- Multi-State Coverage: Writes in Illinois, Florida, Georgia, Indiana, New Mexico, Tennessee, and Utah.
- Beyond Personal Auto: Also offers light commercial auto, manufactured-home, and commercial truck insurance.
- Agent-Focused: Distributes through independent agents as a Producers National company.
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Where We Write Unique Insurance Insurance
Better Choice Insurance Group offers Unique Insurance coverage to clients across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington