Who Is Vacant Express?
Vacant Express is a specialty insurance program that focuses exclusively on coverage for vacant and unoccupied residential and commercial properties. Managed by J.H. Ferguson & Associates, the program has specialized in vacant-property coverage since 1978 and lets licensed agents quote, bind, and issue policies online in minutes. Coverage is placed with carriers rated “A” (Excellent) by AM Best.
Vacant properties — homes between tenants, listed for sale, under renovation, or awaiting probate — are typically excluded by standard homeowners policies, which makes a dedicated vacant program essential. Better Choice Insurance Group uses Vacant Express to quickly secure coverage for clients whose properties are vacant, whether short-term during a transition or longer-term for investment and rehab projects.
What They’re Known For
- Vacant Property Focus: Specializes exclusively in vacant and unoccupied property coverage.
- Since 1978: Has concentrated on vacant-property insurance for more than four decades.
- Fast Online Binding: Lets licensed agents quote, bind, and issue policies online any time of day.
- A-Rated Paper: Places coverage with carriers rated “A” (Excellent) by AM Best.
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Where We Write Vacant Express Insurance
Better Choice Insurance Group offers Vacant Express coverage to clients across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington