Who Is Vacant Express?
Vacant Express is a specialty insurance program that focuses exclusively on coverage for vacant and unoccupied residential and commercial properties. Managed by J.H. Ferguson & Associates, the program has specialized in vacant-property coverage since 1978 and lets licensed agents quote, bind, and issue policies online in minutes. Coverage is placed with carriers rated “A” (Excellent) by AM Best.
Vacant properties — homes between tenants, listed for sale, under renovation, or awaiting probate — are typically excluded by standard homeowners policies, which makes a dedicated vacant program essential. Better Choice Insurance Group uses Vacant Express to quickly secure coverage for clients whose properties are vacant, whether short-term during a transition or longer-term for investment and rehab projects.
What They’re Known For
- Vacant Property Focus: Specializes exclusively in vacant and unoccupied property coverage.
- Since 1978: Has concentrated on vacant-property insurance for more than four decades.
- Fast Online Binding: Lets licensed agents quote, bind, and issue policies online any time of day.
- A-Rated Paper: Places coverage with carriers rated “A” (Excellent) by AM Best.
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Where We Write Vacant Express Insurance
Better Choice Insurance Group offers Vacant Express coverage to clients across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington
Frequently Asked Questions
Does Better Choice Insurance Group offer Vacant Express insurance?
Yes. Better Choice Insurance Group is an independent insurance agency that offers Vacant Express policies and compares them against 22+ carriers to find you the best coverage at the best price. Call (847) 908-5665 for a free quote.
Where can I get Vacant Express insurance through Better Choice Insurance Group?
Carrier availability depends on your state, ZIP code and the details of your home or vehicle. Request a free quote online or call (847) 908-5665, and we'll confirm whether Vacant Express can write your policy and compare it with the rest of our carrier panel.