Last Updated: Dec 2025
Welcome to Better Choice Insurance Group (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, and any related content (collectively, the “Services”), you agree to these Terms of Service (“Terms”). If you do not agree, please discontinue use of our Services.
1. Use of Our Services
You must be at least 18 years old to use this website. You agree to use the website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the site.
2. No Guarantee of Coverage or Insurance Approval
Use of this website does not create an insurance policy, contract, or coverage. Quotes provided through our site are estimates only and are subject to underwriting review, eligibility verification, and approval by insurance carriers.
Coverage is not bound until confirmed in writing by an authorized representative.
3. Website Disclaimer
All information provided on this website—including articles, blog posts, tools, calculators, quote forms, and general educational content—is for informational purposes only and should not be interpreted as financial, legal, or insurance advice.
While we strive for accuracy, we do not guarantee:
- the completeness, reliability, or accuracy of any content,
- that rates or coverage options displayed online reflect current carrier rates,
- that any suggested coverage is appropriate for your individual needs,
- or that any product shown is available in all states.
Insurance products, premiums, and eligibility requirements are determined solely by licensed insurance carriers and may change at any time without notice.
You should consult directly with a licensed insurance agent before making decisions about coverage, limits, or policy changes.
4. Accuracy of Information
You agree that any information you provide to us—whether for quote requests, contact forms, or other submissions—is accurate and complete. Providing false or misleading information may result in delayed or denied service.
5. Intellectual Property
All content on this website, including text, images, logos, branding, graphics, and other materials, is the property of Better Choice Insurance Group or its licensors and is protected by copyright and trademark laws.
You may not copy, modify, or distribute our content without written permission.
6. Privacy Policy
Your use of our Services is also governed by our Privacy Policy, which describes how we collect, use, and protect your information. By using this site, you consent to the collection and use of your information as described in that policy.
7. Third-Party Links
Our website may contain links to third-party websites, carriers, or resources. We are not responsible for their content, accuracy, policies, or actions. Access these links at your own discretion.
8. Disclaimer of Warranties
Our Services are provided “as is” and “as available” without warranties of any kind.
We do not guarantee that:
- the website will always be available,
- content is error-free,
- quotes or tools will always be up-to-date, or
- communications will always be delivered without delay.
9. Limitation of Liability
To the fullest extent permitted by law, Better Choice Insurance Group is not liable for any damages resulting from:
- your use or inability to use the website,
- errors or omissions in content,
- delays in receiving information,
- technical issues, or
- decisions made based on information provided through the website.
You assume full responsibility for evaluating insurance products and working with licensed agents.
10. Indemnification
You agree to indemnify and hold harmless Better Choice Insurance Group, its officers, employees, and agents from any claims, damages, or expenses arising out of your use of the website or violation of these Terms.
11. Changes to These Terms
We may update or modify these Terms at any time. Changes become effective when posted. Continued use of the website constitutes acceptance of revised Terms.
12. Governing Law
These Terms are governed by the laws of the State of Illinois, without regard to conflict of laws provisions. Any disputes will be resolved in the applicable courts of Illinois.
13. Contact Us
For questions about these Terms, contact us at:
Better Choice Insurance Group
300 Cardinal Drive, Suite 220
Saint Charles, IL 60175
Phone: 847-908-5665
Email: service@betterchoiceins.com