Overview
Foremost Insurance Group is a specialty insurance carrier that has been providing coverage for unique and hard-to-insure property types since 1952. As a member of the Farmers Insurance Group family, Foremost focuses on the markets that most standard carriers overlook — including motorcycles, RVs, mobile homes, manufactured homes, boats, and specialty dwellings. Their deep expertise in these niche segments means they understand the specific risks involved and build their policies accordingly.
Better Choice Insurance Group partners with Foremost because our clients often own vehicles and properties that do not fit the mold of a standard auto or homeowners policy. When someone needs insurance for a motorcycle, a travel trailer, or a manufactured home, Foremost is one of the first carriers we turn to. Their specialization means better coverage, more appropriate pricing, and a claims team that understands exactly what they are insuring.
What They Are Known For
- Specialty vehicle coverage: Foremost is one of the top carriers in the country for motorcycle, RV, travel trailer, and boat insurance. Their policies are tailored to these vehicle types rather than adapted from a standard auto template.
- Manufactured and mobile home expertise: Foremost has decades of experience insuring manufactured homes and mobile homes — a segment where many standard homeowners carriers simply will not write coverage.
- Backed by Farmers: As part of the Farmers Insurance Group, Foremost benefits from substantial financial resources and a nationwide claims network, giving policyholders confidence that their carrier will be there when they need it.
- Flexible policy options: Foremost offers a wide range of coverage options and endorsements designed specifically for each specialty line, so policyholders can customize their protection to match how they actually use their vehicle or property.
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Where We Write Foremost
Better Choice Insurance Group offers Foremost policies to homeowners and drivers across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington