Who Is Openly?
Openly is a premium homeowners insurance carrier designed specifically for higher-value homes. Founded with a focus on transparency and modern technology, Openly partners exclusively with independent agents to deliver coverage that matches the unique needs of well-maintained, higher-replacement-cost properties. Their policies include broader coverage forms and higher limits than many standard carriers offer out of the box.
Openly stands out by combining the personalized service of an independent agent channel with a tech-forward platform that makes quoting, binding, and managing policies fast and straightforward. If you own a home valued above the typical market, Openly is often one of the most competitive options in our carrier panel.
What They’re Known For
- High-value home focus: Openly specializes in homes with higher replacement costs, offering broader coverage forms and limits that standard carriers often cannot match.
- Transparent pricing: Their quoting platform provides clear, itemized pricing so you know exactly what you are paying for and why.
- Agent-first model: Openly works exclusively through independent agents, ensuring you always have a local advocate managing your policy.
- Modern coverage features: Policies include options like extended replacement cost, water backup, equipment breakdown, and identity fraud expense coverage.
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Where We Write Openly Insurance
Better Choice Insurance Group offers Openly Insurance policies to homeowners and drivers across our service areas:
- Illinois: St. Charles, Naperville, Chicago, Aurora, Schaumburg
- Texas: San Antonio, Dallas, Houston, Austin, Fort Worth
- Indiana: Indianapolis, Carmel, Fishers
- Minnesota: Minneapolis, St. Paul, Bloomington